V12 Retail Finance

Finance through Fishface Cycles in conjunction with V12 Finance could not be easier and takes around 10-15 mins to complete online. Payments can be spread from 6-48 months and up to 36 months interest free*, making your dream purchase a reality. The V12 Finance calculator can be found on all products that qualify for finance making it easy to work out what your repayments will be.

Finance is available at checkout so when you have added an item or items to your cart you can then use V12 Finance as a payment option. Once we have received your completed application through V12 Finance we will then be in touch to discuss your order.

Finance can be also be arranged in store and by email, so please contact us if this is required.

*Please note that 0% Finance is only available on ‘non sale products’. For more information please see below:

Interest Free 0%

All products not in Sale

£275.00 – £499.00, 6 or 12 Months, Min Deposit 10%

£500.00 – £15,000.00, 6, 12, 18, 24 or 36 Months, Min Deposit 10%


Classic Credit 9.9%

All products in Sale with up to 15% off

£275.00 – £499.00, 12 Months, Min Deposit 10%

£500.00 – £15,000.00, 12 or 24 Months, Min Deposit 10%


Classic Credit 15.9%

All products in Sale 20% off or above

£275.00 – £499.00, 12 Months, Min Deposit 10%

£500.00 – £15,000.00, 12, 24, 36 or 48 Months, Min Deposit 10%


Fishface Cycles Limited is registered in England and Wales 08316766. Fishface Cycles Limited acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Fishface Cycles Limited is authorised and regulated by the Financial Conduct Authority. Our registration number is 626190. Credit provided subject to age and status.