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Through Fishface Cycles and in conjunction with V12 Retail Finance you can spread the cost of purchasing selected bikes and other products over 6-48 months with just a 10% deposit. Minimum loan amount is £350.00 and maximum £15,000.00. Fixed Rate and Interest Free Finance options are available. Credit provided subject to age and status.
Interest Free Finance 0% may only be applied to non-discounted products over 6-36 months. Products in a sale or discounted can only be financed on Classic Credit 15.9% over 12, 24, 36 or 48 months.
Commencal Bikes can only be financed on Classic Credit 15.9% over 12, 24, 36 or 48 months
 Applying for finance is a straight-forward process which can be done in-store, by telephone or online:
Please note: online finance at checkout integration is in progress, so please contact us direct by completing the form below, by email or telephone detailing the product(s) you would like to purchase and the term of the loan (6, 10, 12, 18, 24, 36 or 48 months) and will will send you the application link to complete
Finance Application Request
  Representative Examples:
Purchase Price: £400.00
Deposit: £40.00
Loan Amount: £360.00
6 Monthly Payments: £60.00
Loan Term: 6 Months
Rate of Interest (fixed): 0%
Total Payable: £400.00
Purchase Price: £1,500.00
Deposit: £150.00
Loan Amount: £1,350.00
12 Monthly Payments: £118.36
Loan Term: 12 Months
Rate of Interest (fixed): 9.9%
Total Payable: £1,570.32
Please use the calculator below to see which options would best suit you:
If you have any questions in regard to V12 Finance please give us a call in-store or send us an email.
Fishface Cycles Limited is registered in England and Wales 08316766. Registered office: 24 Common Road, Wombourne, South Staffordshire, WV5 0EZ. Fishface Cycles Limited acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Fishface Cycles Limited is authorised and regulated by the Financial Conduct Authority. Our registration number is 626190. Credit provided subject to age and status.

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